Guard your credit from Identity thieves

On raise-your-credit-score.blogspot.com, my goal is to assist you in repairing credit problems. I offer tips and strategies to be successful in repairing various problems. One bit of news that has cropped up as of late is identity theft. This has become a serious problem in our society, such to the point that it needs addressing on this blog.

We as a society have now become dependent on information. Some of the largest and most successful companies in America today are based upon the decimation of information. In fact, your credit report is nothing more than a collection of information about your financial history. This being said, with the growth of our use of information, has brought about the increase in opportunities for that information being compromised.

The US Justice Department website describes identity theft as the following,Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain.

"...wrongfully obtains and uses another person's personal data.." Here is the crux of how identity thieves operate. They wrongfully obtain your credit information and use it for their economic gain".

The sole purpose of identity theft is to misuse the data compromised for personal gain. Plain and simple. Thieves have no good intentions when it comes to your information. This is why it is necessary to take specific actions to guard your credit information. Treat your credit information as if you were protecting national security secrets. It may sound a bit over the top but this advice with save you tons of problems caused at the hands of a mischievous identity thief.

1. Make sure that you take the proper precautions to dispose of mail that may have your information on it.
   
2. Be weary of who you give your personal information to over the telephone.
   
3. Always be cautious about what website that you give your credit card or any information to over the Internet.
   
4. Immediately report to your creditors lost or stolen credit cards and other credentials that may have compromised your credit information.